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Payment infrastructure for modern businesses

Power your business beyond borders.

Accept payments, send money, create payment links, manage virtual accounts and connect your applications to modern financial infrastructure through BSTPay.

Multi-currency Payment links APIs & webhooks
African business team

Business collections

₦8,420,650

Payment activity +18.4%

BUILT FOR THE WAY BUSINESSES MOVE MONEY

E-commerce Retail Technology Financial Services Travel

40+

Supported countries through connected networks

50+

Currency connectivity across supported services

24/7

Digital access to your merchant operations

API

Infrastructure built for developers

African entrepreneurs collaborating

BUILT FOR MODERN COMMERCE

Collect locally. Connect globally.

For every stage of business

One platform for your payment operations.

From a freelancer collecting a client payment to an e-commerce business serving customers across borders, BSTPay brings essential payment tools into one merchant experience.

E-commerce

Checkout, payment links and transaction visibility.

SaaS & Technology

APIs and webhooks for automated payment workflows.

Retail

Digital and in-person payment experiences through supported channels.

Global Businesses

Connect your business to cross-border payment services.

Payment acceptance

Give customers more ways to pay.

Build payment experiences around the channels your customers already use.

Online Checkout

Online Checkout

Create smooth payment experiences for websites, applications and digital platforms.

Payment Links

Payment Links

Create and share payment requests through social media, messages, invoices and more.

QR Payments

QR Payments

Give customers a convenient way to initiate supported payments using QR experiences.

Virtual Accounts

Virtual Accounts

Use supported virtual account infrastructure to simplify incoming payments and reconciliation.

Merchant control

See your business clearly.

Your merchant dashboard brings transactions, balances, payment activity, business tools and integrations into one central workspace.

Business insights

Monitor payment activity and transaction performance.

Collections & transfers

Keep incoming and outgoing business activity visible from one place.

Payment requests

Create payment links and other customer payment workflows.

Business operations

Designed to give growing businesses a central operating environment.

Merchant Overview

September 2026

Business balance

NGN

₦8,420,650.00

Business activity this month

Collections

₦3.82M

+18.4%

Transfers

₦1.46M

328 transactions

Recent activity

View all

Payment received

Today, 10:42 AM

+₦185,000

Business transfer

Yesterday, 4:18 PM

-₦72,500

African entrepreneurs and community
Africa & beyond

Take your business beyond borders.

Build payment and collection experiences for customers, suppliers and partners across supported markets through connected financial infrastructure.

Cross-border connectivity

Connect to supported payment and transaction services through partner networks.

Multi-currency operations

Build workflows around supported local and international currencies.

Partner-enabled infrastructure

Access financial services through licensed institutions and regulated partners.

DEVELOPER INFRASTRUCTURE

One API layer. Multiple payment workflows.

Connect your website, application, marketplace or platform to BSTPay's merchant infrastructure and automate your payment workflows.

API credentials

Use your live and test credentials.

Webhooks

Receive transaction event notifications.

Developer ready

Designed for modern web and mobile applications.

Scalable architecture

Build payment workflows as your business grows.

Get API access
create-payment.php
$payment =
    bstpay->payments->create([

    'amount'
        => 50000,

    'currency'
        => 'NGN',

    'reference'
        => 'ORDER-10293',

    'customer' => [

        'email'
            => 'customer@example.com'

    ]

]);

return $payment;
BSTPay API ● Ready
Why BSTPay

Infrastructure that works around your business.

Bring collections, payment requests, integrations and transaction visibility together in one merchant environment.

Built around Africa

Designed for businesses operating in African markets and connecting with the global economy.

Multiple payment tools

Checkout, payment links, QR experiences, virtual accounts, transfers and developer infrastructure.

Business visibility

Keep track of transactions, balances and payment activity from your merchant workspace.

API-first connectivity

Build custom payment experiences using APIs, credentials and webhooks.

Partner-enabled infrastructure

Access financial services through licensed financial institutions and regulated partners.

Built to grow with you

Start with straightforward payment tools and expand into deeper integrations as your needs evolve.

Getting started

Start building in a few steps.

Create your merchant account, complete the required verification and access your business dashboard.

1

Create your business account

Register your business and create your merchant profile.

2

Complete verification

Provide the business information required for your account setup.

3

Configure your payment tools

Set up supported payment channels, payment links, accounts and integrations.

4

Start accepting payments

Monitor your payment activity through your merchant dashboard.

African business meeting

YOUR BUSINESS. YOUR DASHBOARD.

Everything you need to manage your payment operations.

Transparent business pricing

Know what your business is paying for.

Review charges for deposits, payment links, cards, transfers, mobile money and other supported payment services from your merchant billing page.

Ready to grow?

Build your business on better infrastructure.

Create your BSTPay Business account and bring payments, collections, payment links, transfers and integrations together in one place.